put money in a savings account without breaking the bank

Three Advantages Of A Personal Loan Versus A Payday Loan

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Before you start looking for a payday loan, you should stop and give consideration to getting a personal loan. There are certain advantages that a personal loan has over a payday loan, and you may find one to be a good fit with your personal finances. Personal loans are easier to budget for For most people, a payday loan is simply an advance on their next paycheck. But it is easy to forget about a future expenses, and you may not have enough money in your next paycheck to pay off your loan. Read More»

Taking A Closer Look At The IRA As A Newcomer To Retirement Savings

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If you are just starting out in the workforce, you may not be too concerned with saving for retirement, but the fact is when you are just beginning is the perfect time to start saving – and an employer-provided IRA is a nice option to have. As someone with little experience with retirement savings, it is likely that you have a few questions. Here are a few of the most common questions about IRAs and the answers you should know to help you get started. Read More»

Paying for Grad School without Going Into Debt

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Once you have gotten that acceptance letter into the graduate school of your choice, it is now time to think about how to pay for it. You can either continue your education and increase your annual earnings, or you can get yourself further into debt by racking up school loans. On average, the cost of attending a public graduate school is around $30,000 a year, while the cost of attending a private graduate school is about $40,000 a year. Read More»

Identifying Mistakes In Your Appraisal

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Real estate appraisals are an opinion that can sometimes be challenged. There might have been a mistake made in the real estate appraisal report, listing your property as being worth much less than you would otherwise expect. While many home appraisals are low simply because of a real estate downturn, there may also be errors in the report. Look for Differences in Your Appraisal and Past Appraisals If you have not made any major changes to your property, but the appraisal is drastically different than it was originally, there might have been an error in your appraisal. Read More»

Tips for Getting Your Loved One out of Jail Faster

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If you have never had to bail someone out of jail, chances are you do not understand how the process works. Once you receive that phone call that your loved one has been arrested, your first thought should be to find a bondsman. While searching through the phone book can bring you to a number of different bond companies, you want to be sure you choose a company that is reputable and fast. Read More»