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Two Tips To Help You Have A Successful Payday Loan Experience

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A payday loan can be a real lifesaver, especially if you find yourself in a financial pinch.  The concept behind payday loans is simple: you borrow a set amount of money from a financial institution and repay it by having the funds automatically taken out of your banking account each subsequent payday.  However, although the concept is relatively straightforward, it can sometimes be difficult to navigate the payday loan field if you’re not familiar with a few important points. Read More»

3 Tips To Help You Get Approved For A Payday Loan If You Are Self-Employed

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Payday loans are easy to get if you have a job and a bank account, but they are not so easy for a person that is self-employed. If you are self-employed and need cash fast, you might need to spend a few extra minutes gathering the right documentation before you apply for a payday loan. While it may be harder to get a payday loan if you run your own business, it is not impossible. Read More»

Prepayment Penalties: What They Are and How to Determine Whether the Cost Is Worth It

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You may have signed up for a 15- or 30-year loan with the intent to pay it down sooner. The sooner you pay off your mortgage, the less interest you’ll be paying in the long run. What you didn’t bet on, however, was the prepayment penalty in your mortgage contract. What a prepayment penalty is and how this can effect your early pay-off plans are discussed below. What’s a Prepayment Penalty? Read More»